Calculators

What kind of loan do you need?

How much can you borrow?

What are the costs going to be for your home purchase?

Our calculators will enable you to answer these borrowing questions and a lot more. Click on the item below that is relevant to your mortgage or home loan question.

Borrowing Power Calculator
Get a rough idea of how much you may be able to borrow.

Home Loan Offset Calculator
Find out how much you can save by using a 100% offset account linked to your home loan.

Income Tax Calculator
Get a quick estimate of the tax payable on your annual income in Australia

Loan Comparison Calculator
Which loan is going to be less expensive, considering upfront and ongoing fees as well as interest rates?

Loan Repayment Calculator
Work out what the repayments are going to be on your mortgage or other loan, and see how quick it may be repaid if you make larger repayments.

Mortgage Switching Calculator
How much can you save by switching from your current loan to one with lower fees and or a lower interest rate?

Property Buying Cost Calculator
The cost of a property is more than the purchase price. Work out how much that will be.

Rent vs Buy Calculator
Can you get a mortgage to buy a property and make loan payments similar to what you are paying in rent?

Savings Goal Calculator
Need to save for your deposit for a property purchase? Work out what you need to set aside to achieve your goal.

Stamp Duty Calculator
Working out how much the State is going to charge for Stamp Duty is complex, but our calculator makes it easy!

Grace Loans and Bethany Massey are Authorised Credit Representatives of BLSSA Pty Ltd, Australian Credit Licence number 391237. Authorised Credit Representative nos. GL: 523940, Bethany: 513202. Content of site may not be fully up to date as lenders are constantly changing their loans and policies. Any advice provided on this website is of a general nature not taking into account your personal objectives and situation. Such matters are important to consider prior to taking any action. Please make an appointment to discuss your specific situation so that appropriate advice may be given with regard to suitable products using current information.