Posts filtered by: Refinancing
9 Tips for designing a winning kitchen

9 Tips for designing a winning kitchen

Tuesday 11 October 22

The most important room in a home for most property owners is the kitchen. It’s where the family gathers, memories are created and research suggests this area alone can be responsible for up to 15% of a property’s value. Today, a stunning kitchen can be

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2020 Year of Surprises

2020 Year of Surprises

Monday 30 November 20

Ok, this might be a bit of a rose-tinted summary, but if you set aside the bushfires, a pandemic, economic recession and a world-wide toilet paper shortage…Well, there’s also the fact that house prices have not plummeted in our region like we were expecting. The market is

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Lender's Mortgage Insurance - LMI

Lender's Mortgage Insurance - LMI

Saturday 25 May 19

What is it?Lender’s Mortgage Insurance, or LMI, involves a special type of insurance company providing protection to the lender.  If the borrower fails to make the repayments and the lender ends up foreclosing on the loan, if the sale proceeds are not enough to cover

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Loan to value ratio - LVR

Loan to value ratio - LVR

Saturday 25 May 19

What is it?  It’s the amount of the loan divided by the value of the security property, expressed as a percentage.   So, if you were getting a $750,000 loan to purchase a $1,000,000 home, the Loan to Value Ratio, or LVR, would be 75%Why is

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Refinancing without Boiling the Frog

Refinancing without Boiling the Frog

Wednesday 01 May 19

You have heard of the proverbial frog in the kettle. Being cold blooded, it doesn’t realise the temperature is changing as it slowly goes up. He sits there contented until his eyeballs turn white and he is boiled and ready to be served up in

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