Want the most competitive interest rate? Do you want to know which bank will offer you the most borrowing capacity? Want to compare all the banks side-by-side to see which is actually a better fit for you? This is what Grace Loans is all about.
We work for you, not the bank.
We can find you a perfect fit by scouring major banks, small banks and many non-banks and broker-only offerings. There are literally thousands of loans to select from, some of which are only available through a broker.
Our commitment to Christian ethics and a your best interests means that you can have confidence in coming to Grace Loans. The best outcome for us is what most benefits you – that keeps our customers coming back. Our background and first-hand experience within the Christian community means we know how to make excellent applications for Pastors and church workers who might otherwise be met with confusion or declined when applying without a broker to represent them.
Our approach is simple. We begin by identifying the characteristics of the loan that you need. Our loan comparison software is then used to search through hundreds of home loans to find the ones with the lowest cost that accept your income scenario.
Starting at the top of that list, we then work out which ones have the characteristics that fit you as a borrower. For example, some lenders might be better than others for a borrower with a casual job, a new job or being self-employed. The lowest cost loan that meets all of the requirements is then recommended, while still allowing you to choose from a shortlist of the best value options.
We help you compare apples with apples by comparing lenders fees and features side-by-side with a ‘total loan cost’ comparison.
We have 25yrs combined experience in the finance industry and over 50yrs in Christian ministry. Your best interests are our focus.
We’re a local family company that wants to help yours. Getting out of debt sooner, prioritising family and faith are central to our values.
Security? Flexibility? Do you need an offset account, or to redraw without a fee? Whatever your needs, we can recommend the right product.
Monday 27 January 20
The high cost of LMI (Lenders Mortgage Insurance) is one of the biggest hindrances that most first home buyers face...
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Wednesday 09 October 19
You have probably heard of offset accounts. What are they, and are they worthwhile, especially if you have to pay...
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Tuesday 18 June 19
Do you know that your home loan can help you save money? It can do that in a variety of ways....
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Friday 31 May 19
As you prepare to purchase your first home, the goal can seem a bit...
Read moreWherever you’re at we can always line up a meeting in person, via video conference or over the phone. So when it comes to your next loan make sure you’re in the know with Grace.
