Working for you

Want the most competitive interest rate? Do you want to know  which bank will offer you the most borrowing capacity? Want to compare all the banks side-by-side to see which is actually a better fit for you? This is what Grace Loans is all about.

We work for you, not the bank.

We can find you a perfect fit by scouring major banks, small banks and many non-banks and broker-only offerings.  There are literally thousands of loans to select from, some of which are only available through a broker. 

Christian Ethics

Our commitment to Christian ethics and a your best interests means that you can have confidence in coming to Grace Loans. The best outcome for us is what most benefits you – that keeps our customers coming back. Our background and first-hand experience within the Christian community means we know how to make excellent applications for Pastors and church workers who might otherwise be met with confusion or declined when applying without a broker to represent them. 

How does it work?

Our approach is simple. We begin by identifying the characteristics of the loan that you need. Our loan comparison software is then used to search through hundreds of home loans to find the ones with the lowest cost that accept your income scenario.

Starting at the top of that list, we then work out which ones have the characteristics that fit you as a borrower.  For example, some lenders might be better than others for a borrower with a casual job, a new job or being self-employed. The lowest cost loan that meets all of the requirements is then recommended, while still allowing you to choose from a shortlist of the best value options.