When you go to your bank for a home loan, you’ll be offered only the few products that particular bank has to offer and not necessarily the one that’s the best value or the best for you.
At Grace Loans, we are able to expand your universe to loans being provided by over 30 different lenders. That includes major banks, small banks and many non-banks and smaller lenders. There are literally hundreds of loans to select from, some of which are only available through a broker.
Our commitment to Christian ethics and a focus on the best outcome for you means that you can have confidence in coming to Grace Loans. The best outcome for us is what’s best for you – that keeps our customers coming back. And it motivates them to tell their friends about our great service.
Our approach is simple. We begin by identifying the characteristics of the loan that you need. Our loan comparison software is then used to search through hundreds of home loans to find the ones with the lowest cost.
Starting at the top of that list, we then work out which ones have the characteristics that fit you as a borrower. For example, some lenders might be better than others for a borrower with a casual job, a new job or being self-employed. The lowest cost loan that meets all of the requirements is then recommended, while still allowing you to choose from the shortlist.
We help you compare apples with apples by comparing lenders fees and features side-by-side with a ‘total loan cost’ comparison.
We have 25yrs combined experience in the finance industry and over 50yrs in Christian ministry. Your best interests are our focus.
We’re a local family company that wants to help yours. Getting out of debt sooner, prioritising family and faith are central to our values.
Security? Flexibility? Do you need an offset account, or to redraw without a fee? Whatever your needs, we can recommend the right product.
Tuesday 28 January 20
The high cost of LMI (Lenders Mortgage Insurance) is one of the biggest hindrances that most first home buyers face...
Read more
Thursday 10 October 19
You have probably heard of offset accounts. What...
Read more
Tuesday 18 June 19
Do you know that your home loan can help you save money? It can do that in a variety of ways....
Read more
Friday 31 May 19
As you prepare to purchase your first home, the goal can seem a bit...
Read more
Thursday 30 May 19
What do you do if you have plenty of income to cover the loan payments for purchasing your first home,...
Read moreThat’s right we even have our own in-house financial services too.
Helping you structure your debt to save tax and grow wealth.
Wherever you’re at we can always line up a meeting in person, via video conference or over the phone. So when it comes to your next loan make sure you’re in the know with Grace.
