Want the most competitive interest rate? Do you want to know which bank will offer you the most borrowing capacity? Want to compare all the banks side-by-side to see which is actually a better fit for you? This is what Grace Loans is all about.
We work for you, not the bank.
We can find you a perfect fit by scouring major banks, small banks and many non-banks and broker-only offerings. There are literally thousands of loans to select from, some of which are only available through a broker.
Our commitment to Christian ethics and a your best interests means that you can have confidence in coming to Grace Loans. The best outcome for us is what most benefits you – that keeps our customers coming back. Our background and first-hand experience within the Christian community means we know how to make excellent applications for Pastors and church workers who might otherwise be met with confusion or declined when applying without a broker to represent them.
Our approach is simple. We begin by identifying the characteristics of the loan that you need. Our loan comparison software is then used to search through hundreds of home loans to find the ones with the lowest cost that accept your income scenario.
Starting at the top of that list, we then work out which ones have the characteristics that fit you as a borrower. For example, some lenders might be better than others for a borrower with a casual job, a new job or being self-employed. The lowest cost loan that meets all of the requirements is then recommended, while still allowing you to choose from a shortlist of the best value options.
We help you compare apples with apples by comparing lenders fees and features side-by-side with a ‘total loan cost’ comparison.
We have 25yrs combined experience in the finance industry and over 50yrs in Christian ministry. Your best interests are our focus.
We’re a local family company that wants to help yours. Getting out of debt sooner, prioritising family and faith are central to our values.
Security? Flexibility? Do you need an offset account, or to redraw without a fee? Whatever your needs, we can recommend the right product.
Friday 02 July 21
From Thursday 1 July 2021, 10,000 Family Home Guarantees (FHG or Scheme) will be available...
Read more
Wednesday 05 May 21
Preparing For Your First Home Loan Deposit Scheme Application
Read more
Tuesday 02 February 21
The federal government has revealed that it is to reissue unused guarantees from the first tranche of the First Home...
Read more
Monday 30 November 20
Ok, this might be a bit of a rose-tinted summary, but if you set aside the bushfires, a pandemic, economic recession...
Read moreWherever you’re at we can always line up a meeting in person, via video conference or over the phone. So when it comes to your next loan make sure you’re in the know with Grace.
